Tuesday 10 June 2014

Northrim BanCorp: Investing in Alaska’s Growth Story

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The oil and gas industry plays a major role in the economic growth of Alaska.  The industry paid 47% of the taxes and royalties as a percentage of total state revenues in fiscal year 2013. It is a major contributor to the growth of the state in terms of taxes, royalties paid and jobs created.

Wednesday 4 June 2014

Old Line Bancshares: Well Positioned to Deliver Strong Growth

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Disclosure: I do not hold any positions in the stocks mentioned in this article and not planing to initiate any in the next seven days. The views expressed in this article are my own.

Old Line Bancshares, Inc. (OLBK) is the holding company of Old Line Bank. Old Line Bank is engaged in providing commercial banking services in the suburban Maryland. Along with other markets, Old Line Bank has a presence in two major markets in Maryland where exceptional growth is possible: Prince George’s County and Montgomery.

Monday 2 June 2014

Financial Services for the Non-banking Population of India (Part - II)

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Disclosure: I do not hold any positions in the stocks mentioned in this article and not planing to initiate any in the next seven days. The views expressed in this article are my own.

There are approximately 4,90,000 unbanked villages with populations less than 2000. Banks are projected to provide financial services to these villages by March 2016 as per the Reserve Bank of India (RBI) mandate. The poor population living in these villages needs financial services from banks to get loans at cheap interest rates compared to the exorbitant rates of moneylenders and NBFC’s.

Financial Services for the Non-banking Population of India (Part - I)

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Disclosure: I do not hold any positions in the stocks mentioned in this article and not planing to initiate any in the next seven days. The views expressed in this article are my own.


Financial services are an integral part of human life in this modern, competitive world. It is difficult to imagine a society today without access to lending and other financial services and products. Access to financial services and products gives us the opportunity to meet current living requirements and to safeguard the future. An absence of these services increases the risks and costs of a person’s well-being.